Fraud is one of the most broadly charged categories of criminal offenses in Colorado. If you have been contacted by Fort Collins Police Services, Larimer County Sheriff or any other law enforcement agency, received a target letter, or have already been formally charged, you likely have many questions. Below are answers to some of the most common questions our clients ask when facing fraud allegations in Larimer County.
Fort Collins Fraud Attorney: What Is Fraud Under Colorado Law?
Fraud generally involves an intentional act of deception carried out for personal gain, typically financial. Colorado prosecutes fraud under several statutes depending on the specific conduct, including Theft by deception (C.R.S. § 18-4-401), Check Fraud (C.R.S. § 18-5-205), Identity Theft (C.R.S. § 18-5-902), and Forgery (C.R.S. § 18-5-102), among others. Federal fraud charges, such as Wire Fraud or Mail Fraud, can also apply when electronic communications or the postal system are involved.
What Are the Most Common Types of Fraud Charges in Larimer County?
In Larimer County, prosecutors commonly pursue charges involving Insurance Fraud, Check Fraud, Credit Card Fraud, Identity Theft, Medicaid or Medicare Fraud, and Business or Investment Fraud. Each carries its own elements and penalties, but all require prosecutors to prove that you acted with intent to deceive.
Loveland Lawyer for Fraud Charges: How Serious Are Fraud Charges?
That depends largely on the dollar amount involved and the specific conduct alleged. Fraud offenses in Colorado can range from a Class 1 misdemeanor for smaller amounts up to a Class 2 felony for losses exceeding $1,000,000. Felony fraud convictions carry potential prison sentences, significant fines, restitution orders, and a permanent criminal record that can devastate professional licenses, business opportunities, and personal reputation.
Can I Be Charged with Fraud in Loveland, Colorado Even If No One Lost Money?
Yes. Colorado law does not require that a victim actually suffer a financial loss for Fraud charges to be filed. The intent to defraud (and an act taken in furtherance of that intent) is often sufficient for prosecutors to proceed.
Facing Fraud Charges in Loveland? Don’t Wait.
Fraud investigations are often lengthy and detailed, meaning prosecutors may have been building a case against you long before an arrest is made. Contacting an experienced Loveland criminal defense attorney early is one of the most important steps you can take.
If you or someone you love has been charged with Fraud, be smart, exercise your right to remain silent, and contact the best criminal defense attorneys from the O’Malley Law Office at 970-658-0007 to schedule a free initial consultation. Together, we can protect your future.
Photo by Tara Winstead